About Terrence

Personal Info

Name: Terrence J Gatsby
Location: United States
LinkedIn: terrencegatsby
WhatsApp: Terrence Gatsby
Telegram: @terrencegatsby
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rret :liamE

Professional Bio

I build and scale technology organizations by turning emerging technologies into competitive weapons. As a Chief Technology Officer with 25+ years of executive leadership, I specialize in AI, blockchain infrastructure, decentralized finance, fintech innovation, and Web3 platforms. I’ve built that expertise the hard way—scaling engineering organizations from 5 to 60+ members across multiple continents, stewarding multimillion-dollar technology budgets, and delivering production systems that serve hundreds of thousands of users with 99.99% uptime.

The future belongs to organizations that harness emerging technologies strategically—understanding where they create genuine business value and where proven approaches remain superior. I architect AI/ML strategies that sharpen operational decision-making, design blockchain systems that unlock new business models, build fintech platforms that broaden access to financial services, engineer DeFi and tokenization protocols that reimagine capital markets, and create Web3 applications that shift platform dynamics. These aren’t experiments—they’re production systems processing real transaction volume and generating measurable revenue impact.

Today my advisory work runs to the heart of regulated finance. I direct enterprise architecture for digital-asset and stablecoin capabilities inside federally regulated banks (OCC / Federal Reserve / FDIC oversight), including participation in a multi-bank tokenized-deposit consortium, and I lead blockchain transformations for specialty-finance firms operating in the multitrillion-dollar receivables market. I position these platforms for the emerging regulatory regimes—the GENIUS Act in the U.S. and MiCA in the EU—so innovation stays defensible under examination. That builds on a track record of representing technology vision through SEC and FINRA audits with zero regulatory findings, modernizing institutional trading infrastructure to improve execution performance by 45% while processing billions in daily volume, and increasing a fintech parent company’s valuation by 60% through a tokenization platform.

But technology is only as good as the teams that build it. I lead with authenticity, empathy, and the conviction that inclusive cultures produce superior results. My approach creates environments where engineers thrive, innovation flourishes, and execution excellence becomes the standard—fostering ownership and empowering teams to solve genuinely hard problems. I also run a deliberately lean, senior practice that uses AI as a force multiplier, delivering full strategy and specification packages that would traditionally demand far larger teams.

I’m currently working with companies across every stage—from startups to enterprises—navigating AI, blockchain, and digital transformation. I focus on responsible AI adoption that delivers ROI, blockchain infrastructure that solves real business problems, DeFi and tokenization protocols scaling toward institutional adoption, and transformation strategies that create lasting competitive advantage. If you’re building a technology organization where emerging innovation drives core business value, let’s talk.

Career Overview

10

YEARS OF CIO/CTO
EXPERIENCE

16

YEARS OF IT MGT.
EXPERIENCE

14

YEARS OF CLOUD
EXPERIENCE

9

YEARS OF FINTECH
EXPERIENCE

8

YEARS OF CRYPTO/ BLOCKCHAIN
EXPERIENCE

Experience

Web3Advisors

Newport Beach, CA

Chief Technology Officer & Strategic Technology Advisor

01/2021 – Present

Web3 Advisors is a strategic technology advisory firm operating at the convergence of artificial intelligence, blockchain/Web3, and financial markets. As Chief Technology Officer, I guide transformational initiatives for regulated financial institutions, specialty-finance companies, capital-markets platforms, and frontier consumer-technology ventures. Representative work includes directing enterprise architecture for digital-asset and stablecoin capabilities inside a federally regulated bank participating in a multi-bank tokenized-deposit consortium; leading a blockchain transformation that repositioned a specialty-finance company across the multitrillion-dollar global receivables market; and advising Web3 marketplaces, DeFi services, and DAO-governed platforms serving hundreds of thousands of users. Engagements span blockchain architecture, tokenization and digital-asset strategy, AI/ML strategy, and regulatory-examination readiness (SEC/FINRA, OCC/Fed/FDIC, GENIUS Act, MiCA).

Wedbush Securities Inc

Los Angeles, CA

Chief Technology Officer

Wedbush is a leader in the financial industry providing its clients with a wide range of services; including institutional sales, correspondent clearing services, equity research, corporate and municipal finance, equity market making, fixed income trading, prime brokerage, and wealth management. As Chief Technology Officer, I led trading-platform and infrastructure modernization for the institutional broker-dealer—improving market-execution performance by 45% while processing billions in daily transaction volume, maintaining 99.99% uptime across high-frequency trading operations, and representing technology vision through SEC and FINRA audits with zero regulatory findings. I also directed a proof-of-concept evaluating cryptocurrency trading and digital-asset infrastructure integration with traditional broker-dealer systems.

CLOUT LLC

Los Angeles, CA

Chief Information Officer

CLOUT is a FinTech startup and cash-rewards platform that uses artificial intelligence to form mutually beneficial partnerships between consumers and businesses. Members receive bonus cash back and VIP perks from companies eager to earn their business, while companies gain actionable data on their target demographic and their competitors’ best customers. As Chief Information Officer, I built the company’s technology roadmap and an AI-driven data product connected to the accounting, money-transfer, and identity-verification APIs of more than 19,000 participating banks. I also led the company’s expansion into blockchain digital securities—architecting a white-label equity token offering (ETO) platform that increased the parent company’s valuation by 60% and drove 250% platform-adoption growth—while enhancing search algorithms by 70% and Big Data processing by 80%.

IGM Global Inc

Cambridge, MA

Chief Technology Officer

IGM Global is an EdTech startup and world-class online education delivery platform which has a global footprint serving regions all over the world with training by recognized global thought leaders and localized content servicing executives from large global companies. IGM Global Inc. (IGA) is the US based subsidiary of the Institute of Global Management in Korea (IGM). IGM has trained over 15,000 C-suite executives from large multinational companies such as Samsung, LG, BMW, IBM, etc. As Chief Technology Officer, I provided architectural design and technical guidance to launch the company’s global online education platform.

Education

University of Phoenix

Bachelor of Science in Information Technology

The Bachelor of Science in Information Technology (BSIT) program provides the knowledge to successfully apply information technology theory and principles to address real world business opportunities and challenges. The program covers fundamental and advanced knowledge in a variety of IT related topic areas. The program provides the opportunity to specialize through the selection of University of Phoenix IT academic certificates, aligned to industry certifications, to support IT career goals.

Certifications

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    Certified Blockchain Solution Architect

    Issuing organization: Blockchain Training Alliance
    Issue date: November 2021
    Credential ID: 98278bad09047e17361147c8e25d84a12406d758a52e523426d3cafff45f1ffd
    Credential URL

  • null

    Certified Solution Architect - Associate

    Issuing organization: Amazon Web Services (AWS)
    Issue date: October 2020
    Credential ID: YDDBQ9BDCEE4Q6SY
    Credential URL

  • null

    Certified Cloud Practitioner

    Issuing organization: Amazon Web Services (AWS)
    Issue date: April 2020
    Credential ID: Z2TV1ZN2MJ1E1M94
    Credential URL

Leadership & Technical Expertise

Executive Competenices

STRATEGIC LEADERSHIP

Drives organizational vision and innovation, leading enterprise-wide change-management initiatives. Demonstrates strong business acumen, aligning technology strategy with business objectives, and implements comprehensive risk-management and compliance frameworks that ensure organizational resilience and regulatory adherence.

BLOCKCHAIN & WEB3 EXPERTISE

Pioneers blockchain and Web3 technologies—designing tokenization strategies, smart contracts, and decentralized applications spanning DeFi systems, DAOs, digital-asset marketplaces, tokenized deposits, and on-chain securitization. Architects compliance-aware token taxonomies and drives adoption of cutting-edge blockchain ecosystems that increase user engagement and transaction volume.

CLOUD COMPUTING & DEVOPS MASTERY

Architects and migrates systems to cloud environments—particularly AWS—enhancing scalability, reliability, and security. Implements DevOps practices and microservices architectures that optimize infrastructure and reduce cost while improving performance, achieving high system uptime with meaningful published SLAs/OLAs.

AI & BIG DATA INNOVATION

Leverages artificial intelligence, machine learning, and big-data analytics to drive business insight and decision-making—implementing predictive models, recommendation and personalization engines, fraud and anomaly detection, and MLOps practices that improve data-processing efficiency and decision accuracy.

PEOPLE MANAGEMENT & TALENT DEVELOPMENT

Builds and scales high-performing, diverse technical teams—from small groups to large, multi-disciplinary, multi-continent units. Implements upskilling programs that boost productivity, fosters cross-functional collaboration, and creates inclusive, innovative environments that drive personal and professional growth.

AGILE & PRODUCT DEVELOPMENT LEADERSHIP

Leads agile transformations using SCRUM, Kanban, and scaled-agile methodologies. Spearheads product development across fintech, edtech, and Web3, establishing clear performance metrics and KPIs and significantly reducing time-to-market for new features and products.

COMMUNICATION & STAKEHOLDER MANAGEMENT

Excels in executive communication, engaging stakeholders at every level. Demonstrates thought leadership through public speaking and industry contributions, and manages client and partner relationships strategically to ensure high satisfaction and long-term partnerships.

FINANCIAL STEWARDSHIP & VALUE CREATION

Manages technology investment strategically—developing and overseeing budgets and resource allocation, applying expertise in tokenomics and crypto-economics, and driving value creation that directly impacts revenue and market share. Successfully supports fundraising efforts and manages capital effectively.

OPERATIONAL EXCELLENCE

Manages complex, global technology operations, ensuring seamless functionality across diverse geographies. Implements localization strategies for varied cultural and regional requirements and achieves high performance and reliability in multinational technology ecosystems through continuous process optimization and performance monitoring.

Technical Expertise

Public Private and Hybrid Cloud Solutions16 Years 80Years
Amazon Web Services14 Years 70Years
Infrastructure as Code (IaC)8 Years 40Years
Terraform7 Years 35Years
AWS CloudFormation11 Years 55Years
Ansible7 Years 35Years
Web Development20+ Years 100Years
HTML/CSS20+ Years 100Years
HTML513 Years 65Years
CSS315 Years 75Years
XML20+ Years 100Years
JavaScript20+ Years 100Years
JQuery19 Years 95Years
Java20+ Years 100Years
PHP20+ Years 100Years
Python18 Years 90Years
Golang9 Years 45Years
Rust4 Years 20Years
React JS8 Years 40Years
Node JS10 Years 50Years
Express JS9 Years 45Years
Angular11 Years 55Years
GraphQL6 Years 30Years
RESTful APIs16 Years 80Years
JSON16 Years 80Years
Mobile Application Design14 Years 70Years
e-Commerce14 Years 70Years
Microservices Architecture10 Years 50Years
Service-Oriented Architecture (SOA)18 Years 90Years
Apache Hadoop7 Years 35Years
Apache Spark7 Years 35Years
ETL/ELT Pipelines10 Years 50Years
Data Lakes6 Years 30Years
Data Warehouses12 Years 60Years
Business Intelligence Tools10 Years 50Years
Serverless Data Lakes5 Years 25Years
Amazon EMR7 Years 35Years
Amazon Athena5 Years 25Years
Amazon Kinesis7 Years 35Years
Amazon Glue6 Years 30Years
Apache Airflow5 Years 25Years
Databricks4 Years 20Years
Snowflake4 Years 20Years
BigQuery5 Years 25Years
Amazon Redshift9 Years 45Years
Apache Kafka8 Years 40Years
Artificial Intelligence7 Years 35Years
Machine Learning8 Years 40Years
Amazon SageMaker6 Years 30Years
TensorFlow6 Years 30Years
Natural Language Processing (NLP)5 Years 25Years
Computer Vision4 Years 20Years
LLMs and GenAI3 Years 15Years
OpenAI API3 Years 15Years
RAG Architecture2 Years 10Years
Prompt Engineering3 Years 15Years
MLOps4 Years 20Years
Public Private & Consortium Blockchains9 Years 45Years
Distributed Ledger Frameworks9 Years 45Years
Consensus Mechanisms8 Years 40Years
Bitcoin10 Years 50Years
Ethereum8 Years 40Years
Polygon4 Years 20Years
Solidity8 Years 40Years
Smart Contracts8 Years 40Years
Non-Fungible Tokens (NFTs)4 Years 20Years
Launchpads4 Years 20Years
Marketplaces4 Years 20Years
Decentralized Applications (dApps)6 Years 30Years
Decentralized Autonomous Organizations (DAOs)5 Years 25Years
Decentralized Finance (DeFi)5 Years 25Years
Tokenomics7 Years 35Years
Digital Wallets8 Years 40Years
InterPlanetary File System (IPFS)5 Years 25Years
Hyperledger6 Years 30Years
ERC-208 Years 40Years
ERC-7217 Years 35Years
ERC-11554 Years 20Years
ERC-36642 Years 10Years
Soulbound Tokens3 Years 15Years
Metaverse3 Years 15Years
AWS IoT Core4 Years 20Years
AWS IoT Device Management4 Years 20Years
AWS IoT Analytics4 Years 20Years
AWS IoT Greengrass3 Years 15Years
Samsara IoT4 Years 20Years
IoT Protocols (MQTT CoAP)4 Years 20Years
Edge Computing4 Years 20Years
Sensor Networks4 Years 20Years
AWS Security Hub5 Years 25Years
AWS GuardDuty6 Years 30Years
AWS CloudTrail12 Years 60Years
IoT Security4 Years 20Years
Quantum Computing2 Years 10Years
Web 3.0 Semantic Web3 Years 15Years
Augmented Reality (AR)/Virtual Reality (VR)3 Years 15Years
5G Network Technologies3 Years 15Years
Zero Trust Architecture4 Years 20Years
Homomorphic Encryption2 Years 10Years
Digital Twins3 Years 15Years
Virtual Machines19 Years 95Years
Serverless Computing9 Years 45Years
Object Storage14 Years 70Years
Amazon EC214 Years 70Years
Amazon Elastic Beanstalk12 Years 60Years
Amazon EC2 Auto Scaling12 Years 60Years
Amazon S314 Years 70Years
Amazon Glacier9 Years 45Years
Amazon Elastic File System8 Years 40Years
AWS Lambda9 Years 45Years
Docker10 Years 50Years
Kubernetes7 Years 35Years
Amazon Elastic Container Registry8 Years 40Years
Amazon Elastic Container Service8 Years 40Years
Amazon Elastic Kubernetes Service6 Years 30Years
AWS Fargate6 Years 30Years
Linux20+ Years 100Years
Windows20+ Years 100Years
OSX20 Years 100Years
Apache HTTP Server20+ Years 100Years
NGINX13 Years 65Years
iOS14 Years 70Years
Android14 Years 70Years
Content Delivery Networks (CDN)18 Years 90Years
DNS Management20+ Years 100Years
Virtual Private Networks (VPNs)20+ Years 100Years
Amazon VPC13 Years 65Years
Amazon Route 5313 Years 65Years
Amazon CloudFront12 Years 60Years
Amazon API Gateway8 Years 40Years
MS SQL Server20+ Years 100Years
MySQL20+ Years 100Years
PostgreSQL18 Years 90Years
Elasticsearch9 Years 45Years
Memcached14 Years 70Years
Redis13 Years 65Years
NoSQL13 Years 65Years
MongoDB13 Years 65Years
Amazon RDS12 Years 60Years
Amazon ElastiCache11 Years 55Years
Amazon Aurora8 Years 40Years
Amazon DynamoDB10 Years 50Years
Datadog8 Years 40Years
New Relic10 Years 50Years
Amazon CloudWatch13 Years 65Years
AWS X-Ray7 Years 35Years
Prometheus6 Years 30Years
Grafana7 Years 35Years
ELK Stack (Elasticsearch Logstash Kibana)9 Years 45Years
Splunk10 Years 50Years
APM (Application Performance Monitoring)10 Years 50Years
Continuous Integration/Continuous Deployment (CI/CD)12 Years 60Years
Jenkins/GitLab CI10 Years 50Years
Git14 Years 70Years
GitHub13 Years 65Years
GitLab8 Years 40Years
GitHub Actions5 Years 25Years
AWS CodeBuild6 Years 30Years
AWS CodeCommit6 Years 30Years
AWS CodeDeploy7 Years 35Years
AWS CodePipeline6 Years 30Years
AWS SQS13 Years 65Years
AWS SNS13 Years 65Years
SCRUM14 Years 70Years
Kanban13 Years 65Years
Scaled Agile9 Years 45Years

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I am here to answer any questions you may have about me or my extensive background. Reach out to me and I’ll respond as soon as I can.

E-mail:

rret

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Phone number:

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